2006 THE WESTERN STATES DIRECTOR EDUCATION FOUNDATION SYMPOSIUM

Oct. 29 - 31, 2006 | JW Marriott Starr Pass Resort & Spa | Tucson, AZ
"An Informed Board Drives a Bank's Success"

"Economic Outlook: "Changing Times"
Brian Wesbury, Chief Economist, First Trust Advisors, LLP, Lisle, IL

"Identity Theft Epidemic"
Robert Siciliano, President, IDTheftSecurity.com, Boston, MAs

"Creating World Class Service"
Dennis Frare, Trainer, Speaker and Consultant, Snow and Assoc., Inc., Orlando, FL

"What Does a Director Need to Know?"
Jeffrey C. Gerrish, Chairman of the Board, Gerrish, McCreary and Smith, PC, Memphis, TN

"This Time It's Different"
Tom M. Hoenig, President and Chief Executive Officer, Federal Reserve Bank of Kansas City, Kansas City, MO

"Funding Alternatives: Issues and Solutions for Community Banking"
Karl Nelson, President, Institutional Deposits Corp, Roswell, Georgia

"Laughter is the Best Medicine"
Brad Nieder, M.D., The Healthy Humorist, Denver, Colorado

2005 THE WESTERN STATES DIRECTOR EDUCATION FOUNDATION SYMPOSIUM

Oct. 30 thru Nov. 1, 2005 | Hyatt Regency Scottsdale Resort & Spa
at Gainey Ranch | Scottsdale, AZ
"Director Responsibilities in a Risk Management Environment"

Economic Outlook: "How Long Can the Boom Continue?"
Dr. Stephen Happel, Professor of Economics, Arizona State University, Tempe, AZ

Director Evaluations: "A Best Practice for Smart Boards" "Ten Strategic Issues Boards Don't Spend Enough Time On"
Cass Bettinger, President, Cass Bettinger & Associates, Naples, FL

"Risk Management/Internal Control and the Director's Responsibility"
M. Scott Edwards, CEO, Edwards and Associates, LLC, Albuquerque, NM

"Fear Factor - A Director's 21st Century Job Description"
Jeffrey A. Schmid, President, American National Bank, Omaha, NE

"Realistic Expectations for Community Banks"
Edward Krei, Managing Director, The Baker Group, Oklahoma City, OK

"Orchestrating Attitude"
Lee J. Colan, President, The L Group, Dallas, TX